Disclosures
Last Updated: 2026
This website is maintained by Tyler DeCuzzi, NMLS #2596616, a licensed Mortgage Loan Originator with Valley Lending, NMLS #2636235. The information provided is for educational purposes only and does not constitute a commitment to lend. All loan applications are subject to credit approval, underwriting guidelines, and program availability.
General Mortgage Disclosures
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Loan programs, terms, and interest rates are subject to change without notice.
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Not all applicants will qualify for all loan products. Eligibility depends on credit history, income, property type, and other qualifying factors.
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All payment and savings examples provided by calculators or blogs are estimates only and may not reflect actual terms available to you.
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Any references to pre-qualification or pre-approval are conditional and not a final loan commitment.
NMLS Disclosure
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Mortgage Loan Originator: Tyler DeCuzzi, NMLS #2596616
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Valley Lending, NMLS #2636235
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Valley Lending is an Equal Housing Lender.
Florida-Specific Disclosure
Services are available in the State of Florida. Mortgage products and services may not be available in all states.
Advertising Disclaimer
Any advertisements, blog posts, or website content are intended for informational purposes only. We do not guarantee loan approval, specific terms, or rates. Borrowers must meet all underwriting criteria to qualify for financing.