top of page

Family
Mortgage
Pros

Privacy Policy

Last Updated: 2026

This Privacy Policy explains how Tyler DeCuzzi, NMLS #2596616 (“we,” “our,” or “us”), operating in association with Valley Lending, NMLS #2636235, collects, uses, and safeguards your personal information. We are committed to protecting your privacy and complying with federal and Florida state regulations, including the Gramm–Leach–Bliley Act (GLBA), the SAFE Act, the Truth in Lending Act (TILA/Regulation Z), and other applicable consumer protection laws.

1. Information We Collect

We may collect personal and non-personal information when you interact with this website, request loan information, or complete an application. This may include:

 

  • Personal Identifiers: Name, mailing address, email address, phone number, Social Security number, date of birth.
     

  • Financial Information: Employment details, income, bank statements, credit history, assets, and liabilities (when voluntarily submitted for loan applications).
     

  • Property Information: Home value, loan amount requested, purchase price, and related property data.
     

  • Website & Technical Data: IP address, browser type, device type, cookies, site usage, and pages visited.
     

  • Communication Records: Emails, messages, or phone calls exchanged with us.

2. How We Use Your Information

We use collected information for the following purposes:
 

  • To process mortgage loan applications and assess eligibility.
     

  • To provide you with loan estimates, calculators, and educational tools.
     

  • To comply with federal and state lending regulations.
     

  • To respond to inquiries and provide customer support.
     

  • To improve website performance and user experience.
     

  • To send educational materials, newsletters, or marketing communications (if you opt in).

3. Sharing and Disclosure of Information

We do not sell your personal information to third parties. We may share your information only in the following cases:

​

  • With Valley Lending: For loan processing and compliance with mortgage regulations.
     

  • With Service Providers: Such as credit bureaus, title companies, appraisers, or technology vendors who support mortgage processing.
     

  • For Legal/Regulatory Compliance: As required by federal or Florida law, including the CFPB, FTC, or NMLS.
     

  • For Fraud Prevention: To protect against unauthorized transactions or suspicious activity.

4. Your Privacy Rights

Depending on federal and Florida law, you may have the following rights:
 

  • The right to request what personal information we hold about you.
     

  • The right to request correction of inaccurate or incomplete data.
     

  • The right to request deletion of certain personal data (subject to retention requirements for compliance).
     

  • The right to opt out of marketing communications.
     

To exercise these rights, please contact us.

5. Cookies and Website Tracking

This website may use cookies, analytics tools, and tracking pixels to improve functionality and measure traffic. These tools collect anonymous data such as browser type, IP address, and pages visited. You may adjust your browser settings to refuse cookies, but doing so may limit website functionality.

6. Data Security

We maintain physical, electronic, and procedural safeguards to protect personal information in compliance with federal and state law. However, no method of transmission over the internet is 100% secure. We encourage you to avoid sending sensitive information (e.g., Social Security numbers or account details) via unencrypted email.

7. Children’s Privacy

This website is not directed to children under 18 years of age. We do not knowingly collect information from minors. If you believe a child has provided personal data, please contact us immediately.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies separately.

9. Equal Housing Opportunity & Compliance

We are an Equal Housing Lender and comply with all federal and Florida fair lending laws. NMLS #XXXXXXX (MLO) | Valley Lending NMLS #YYYYYY. Mortgage services may not be available in all states.

10. Changes to This Privacy Policy

We reserve the right to update or revise this Privacy Policy at any time. Updates will be posted on this page with the date of revision.

11. Contact Information

If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us using our contact page.

bottom of page